The Basics of Baccarat for Beginning Players
There are several versions of Baccarat. Here we will cover the basics of the version played in Atlantic City and North America.
The game is very easy to learn. The only decision that a player needs to make is whether to bet the dealer, the player, or tie. The object of the game is to get the closest to a card value of 9.
In baccarat, the 2-9 cards are worth their face value. The 10 and face cards (J, Q, K) are worth zero points. Aces are worth 1 point.
Players figure out their cards value by adding all of their cards. If the total is larger than ten, the ten is dropped and only the single number remains. So if a player has 18 points, the ten is dropped and that player has 8, and a hand with a 3 and 7 is worth 0 (10-10=0).
A hand that is equal to zero is called Baccarat. Baccarat is named after the worst hand possible and they are unusual. The best hand at 9 points is called a natural. An 8 point hand is also called a natural and can only be beaten by a 9 hand.
When the game begins, cards are dealt faced down to "the Player" and "the Dealer". Each gets 2 cards. The cards are then turned over and added together to determine the hard. Depending on the current score, the player or the dealer may draw another card or stand. The hand with total points closest to nine wins.
Also if either the player or the dealer has an 8 or 9 on the initial hand, the hand stays and no further cards can be drawn.
When to draw or stand:
If the player has an initial total or 0-5, another card is drawn. If the player has a 6 or 7, the player stands unless the dealer has a 6.
The dealer often draws depending on the play of the player. If the player did not draw a hand, the dealer draws on 0-5 and stands on 6-7. If the players did draw a card and after the third card has:
2 or 3 - The dealer draws on 0-4 and stands on 5-7
4 or 5 - The dealer draws on 0-5 and stands on 6-7
6 or 7 - The dealer draws on 0-6 and stands on 7
8 - The dealer draws 0-2 and stands 3-7
1, 9 or 0 - The dealer draws on -3 and stands on 4-7
The house pays 8 to 1 on a tie and19-20 on a win. Because of the speed of the game, the house pays the player 1 to 1 when he wins and then collects on its commission when the card shoe is empty. Players must be sure not to run out of money to pay the commission at the end of the shoe.
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