Atlantic City Sports Betting and Casino Games The Basics of Caribbean 21 for Beginning Players

The Basics of Caribbean 21 for Beginning Players

Caribbean 21 is a variation of Blackjack that is currently only available online. The main difference is that an ace and two 10-point cards is called a "Caribbean 21" and is ranked higher than all other 21 point hands, including after splitting. Other variations are Ties, Insurance and Late Insurance.

The below rules are provided courtesy of by BoDog (trusted online casino). While most online casinos offer Caribbean 21 and the rules rarely change, the odds may. When playing online be sure to play with a casino you trust.

Tie - Is achieved when the Dealer's total equals the Players total. The Dealer wins all Ties in Caribbean 21.

Insurance - Insurance gives the player a chance to protect himself when he believes the dealer might have a Caribbean 21. If the dealer's first card is an ace, he is considered to have a fair chance of getting a Caribbean 21. If the player believes the dealer's hole card (face down) value is 10, the player may purchase insurance against dealer a Caribbean 21 at the price of half their initial bet. If the dealer does have a Caribbean 21, the insurance pays 9 to 1. If the player has bought insurance and the dealer does not have a Caribbean 21, the player loses his insurance. The player's initial bet is then settled by comparing his cards with the dealer's.

Late Insurance - Late Insurance allows the player to delay the placement of an insurance bet until the end of the player's turn. Once a player hits surrender, the player will receive 50% of his current bet and 50% will go to the house.

You can play Caribbean 21 for fun or money at